Loans we arrange
Six kinds of property finance, all handled personally from first call to disbursal. Pick the one closest to your plan, or call and we will tell you which fits.
Buy a ready-to-move, under-construction or resale flat or house.Salaried and self-employed buyers
Loan against propertyRaise funds against a house, shop or commercial property you already own.Property owners and business owners
Balance transfer and top-upMove an existing home loan to a lower rate, with an extra top-up if you need it.Anyone already paying a home loan EMI
Plot and construction loanBuy a residential plot in an approved scheme and build your house in stages.JDA and approved colony plots
Home improvement and extensionRenovate, repair or extend your existing home without dipping into savings.Existing home owners
Commercial property loanBuy an office, shop or showroom for your business or for rental income.Business owners and professionals
At a glance
Typical ranges. Every bank sets its own limits, and your eligibility decides the final figures.
| Loan | Best for | Typical amount | Tenure |
|---|---|---|---|
| Home loan | Buy a ready-to-move, under-construction or resale flat or house. | Up to 90% of property value* | Up to 30 years |
| Loan against property | Raise funds against a house, shop or commercial property you already own. | Typically 50 to 70% of market value | Up to 15 years, varies by bank |
| Balance transfer and top-up | Move an existing home loan to a lower rate, with an extra top-up if you need it. | Varies by bank | Varies by bank |
| Plot and construction loan | Buy a residential plot in an approved scheme and build your house in stages. | Typically up to 70 to 80% of plot value | Varies by bank |
| Home improvement and extension | Renovate, repair or extend your existing home without dipping into savings. | Based on the estimate and your eligibility | Varies by bank |
| Commercial property loan | Buy an office, shop or showroom for your business or for rental income. | Typically 60 to 70% of value | Up to 15 years, varies by bank |
Talk to Mukesh Kumar
Tell us about the property and what you need. You will get a straight answer on eligibility, the right bank and the documents, usually in the same call.
